With the Holidays right around the corner and the economy the way it is, some people may be feeling a cash crunch right about now. Are you considering a visit to family or is the idea of buying all of those gifts stressing you out? If so, then a payday loan may be a good option to get you through this time. A payday loan or cash advance is a quick and easy way to bridge your cash needs between pay days without a credit check. It is a small short-term loan that can range from $100 up to $1,500. The money can be electronically deposited and repaid from your checking account on mutually agreed upon dates. Payday Loans helps the consumer compare short term loan options.
I have actually used a payday loan before. A couple of years ago, I was in an accident and did a lot of damage to my vehicle so it took longer than expected to be repaired. The insurance only covered a certain amount of time for a car rental and it was right around Thanksgiving and I needed to go home for the holiday. I decided to do a payday loan to get me through, and it was very helpful. Thankfully, I am in much better shape now (knock on wood), but at least I know it's an option if I ever need it.